FinaWorx

FinaWorx Reconciliation

AI-Driven Financial Reconciliation & ETL for Next-Generation Banking transforming transaction reconciliation with automation, intelligence, and trust.

How It Works

1. Extract – Securely collect financial data from multiple sources.
2. Transform – Cleanse, normalize, and enrich data for accuracy.
3. Load & Reconcile – Apply AI-driven matching and business rules to identify discrepancies.
4. Report & Optimize – Generate real-time dashboards, compliance reports, and predictive analytics.

🔹 AI + ETL Smarter Reconciliation Engine

• Data Ingestion – Pulls data from multiple sources (core banking, Transaction switches, ATM ejournal, ...).
• ETL Automation – Extract, transform, and normalize transaction data.
• AI Matching Engine – Intelligent matching rules + machine learning for exception handling.
• Anomaly Detection – Real-time alerts on mismatches, duplicates, or fraud indicators.
• Reporting & Dashboards – Clear insights for finance & audit teams.

🔹 AI-Driven Reconciliation Capabilities

• Smart Matching – Automated 1-to-1, 1-to-many, and many-to-many transaction matching.
• Exception Management – AI recommends corrective actions for unmatched transactions.
• Anomaly Detection – Identifies unusual patterns that may indicate fraud.
• Audit-Ready Reports – Compliance-focused logs for regulators & auditors.
• Multi-System Integration – Works with banking, ERP, treasury & payment systems.
• Scalability – Handles millions of daily transactions without performance loss.

🔹 Dashboards & Insights

• Real-Time Monitoring – Track reconciliation progress across systems.
• Closing Cycle KPIs – Measure reconciliation speed and efficiency.
• Predictive Insights – Forecast mismatches and anomalies before they occur.
• Role-Based Dashboards – Tailored views for operation teams.

⚡ Key Benefits:

• Accuracy & Trust – Eliminate mismatches and reduce financial losses.
• Speed & Efficiency – Automate reconciliation cycles from days to minutes.
• 100% Accuracy – AI catches mismatches humans may miss.
• Compliance & Transparency – Ensure audit-readiness and regulatory adherence.
• AI-Powered Intelligence – Predict anomalies, optimize settlements, and enhance decision-making.
• End-to-End Visibility – Real-time dashboards and actionable insights.

💡 Real Banking Use Cases

1. ATM Cash Management

• Reconcile ATM transactions against core banking records in real-time.
• Detect discrepancies in dispensed vs reported amounts instantly.
• Optimize ATM replenishment cycles with predictive cash demand analytics.

2. POS Transaction Tracking

• Automatically match POS merchant transactions with acquiring bank records.
• Identify duplicate, missing, or delayed settlements.
• Provide merchants and regulators with transparent reporting.

3. Scheme Invoice Reconciliation

• Automate matching of scheme invoices (Visa/Mastercard) against internal transaction records.
• Identify fee discrepancies and ensure correct billing.
• Provide audit-ready logs for regulators.

FinaWorx Onboarding

AI-Powered Onboarding Management
A smart platform that streamlines customer, merchant, or employee onboarding. With AI-driven verification, automated document processing, and workflows, it ensures faster approvals, reduced manual effort, stronger compliance, and a seamless digital experience.